Here at ACS, we do three things really great.

Bridge Lending.

Our affiliate company, Commercial Capital BIDCO, is a direct Bridge Lender. Plus, we here at ACS lend our own money – which means that we can quickly secure short-term loans for commercial development opportunities and then facilitate the transition to permanent financing. 

Commercial Real Estate Finance and Cash Out Refinance.

Our portfolio of commercial lending is expansive so we can find the lending options that suit you best whether you’re looking to Purchase, Rebuild or to Cash Out.

Government Guaranteed Business Loans.

Government loans and lending in the areas of Debt Restructuring, Acquisition, Expansion and Working Capital are one of our specialties.  

Our creative thinking brings outside the box results.

Let our years of proven expertise find you the funding you're looking for.

Alternative Capital Solutions offers a diverse mix of commercial real estate loans for both borrowing needs and investments. We can carefully and creatively structure the right financing solution no matter how small or large your transaction requires. Depending on the deal, we can offer recourse and non-recourse commercial real estate financing options. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage.

SBA 7(a) and 504 Loans for Owner-Occupied Properties.

We have the most competitive rates and terms for both of these programs. Rates as low as 4.5% and fixed terms out to 25 years. Plus, SBA loans can have a LTV of up to 90%.

Conventional Programs for Commercial Real Estate.

We offer conventional loans for stabilized investment and owner-occupied real estate from $200,000 to $100,000,000 or more in major markets nationwide. Rates can be as low as 3.75% with LTVs as high as 80% and terms out to 10 years with 30-year amortizations. Properties considered are Multifamily, Industrial, Office, Hotels, Mobile Home Parks, Self-Storage and Retail for acquisitions and refinance.

CMBS Loans for Commercial Real Estate and Flagged Hotels.

In today’s commercial real estate market there are a few options to finance properties with one of them being a CMBS loan. CMBS stands for “Commercial Mortgage-Backed Securities”. It is a type of mortgage-backed security backed by commercial properties that are “securitized” into a pool and then transferred to a trust. The trust issues a series of bonds that are sold to investors. These loans are almost always issued by Wall Street investment banks like Goldman Sachs, etc. The benefits from a borrower’s perspective are very low interest rates, non-recourse debt with fixed term up to 10 years with 30-year amortizations along with the ability to cash-out. There are only a few investment banks offering these since the crash of 2008 and we have long-standing relationships with all of them acting as correspondents for them. Properties include Multifamily, Office, Retail, Franchised Hotels, Anchored and Unanchored Shopping Centers and Credit Single Tenant. Loan amounts range from $1,000,000 to $50,000,000.

Construction Financing for Commercial Real Estate.

We offer Construction Financing for projects. Oftentimes, we can structure construction to permanent financing depending on the project. Loan amounts are generally $10,000,000 to over $100,000,000. Sponsors or principles of the deal must be experienced with equity in their projects.

Cash Out and / or Restructured Commercial Asset Financing.

Looking to cash-out on a deal or restructure financing on your commercial project? Give us a call and let ACS work for you!

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We cheer on the underdog.

Let us fund your small business quickly and seamlessly.

The Small Business Loan Program at Alternative Capital Solutions is an excellent source of financing for most businesses. Alternative Capital Solutions has been designated as a Preferred Financial Services Company by Preferred SBA Lenders to have loans processed more quickly and efficiently. This designation means that the SBA has delegated the approval process to our lenders, which means fast and efficient processing of your SBA loan.

Commercial / Industrial Real Estate Financing.

  • Purchase | Build | Refinance | Renovate | Owner-Occupied
  • Non-Conforming Properties
  • Single-Purpose Buildings
  • Gas Stations
  • Restaurants
  • Repair Shops
  • Auto Dealerships
  • Hotels and Motels
  • Convalescent Hospitals
  • Veterinary

Existing Business Acquisition Loans.

  • Your company’s cash flow and management capabilities are our primary indicators.
  • Up to $1.25 Million a Year
  • Up to 15-Year Term
  • Up to 90% Financing
  • Loans Fully Amortized, No Balloons
  • No Pre-Payment Penalty
  • 48-Hour Pre-Qualification

Equipment Financing.

  • Commercial Printing and Binding
  • Machine Tools
  • Manufacturing Equipment
  • Heavy Equipment
  • Trucking
  • Medical Equipment
  • Laundry / Dry Cleaning
  • Diagnostic Equipment

7(a) Loan Program.

  • We specialize in providing long-term permanent financing to small businesses. Our loans, including the 7(a) Loan Program, are made through the Small Business Administration (SBA) guaranteed loan programs.
  • What are the eligibilities based on SBA size standards? Typically, retail businesses with annual sales of less than $6,000,000, manufacturing business with less than 500 employees, and service businesses with less than 100 employees. Eligible businesses include those in retail, manufacturing, and services industries.

504 Loan Program.

  • We offer construction financing for projects. Oftentimes, we can structure construction to permanent financing depending on the project. Loan amounts are generally $10,000,000 to over $100,000,000. 
  • Sponsors or principles of the deal must be experienced with equity in their projects
  • We specialize in providing long-term permanent financing to small businesses. Our loans, including the 504 Loan Program, are made through the Small Business Administration (SBA) guaranteed loan programs.
  • Use of Proceeds Real-Estate Acquisition, Construction, or Refinance – Up to 90% Financing Available.
  • Equipment Acquisition – Up to 80% Financing Available.
  • Loan Structures Financing Available on Projects Up to $12,000,000.
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