Types of Financing

Commercial
Development

Asset
Refinance

Business
Expansion

SBA
Loans

COMMERCIAL DEVELOPMENT / ASSET REFINANCE

Alternative Capital Solutions offers a diverse mix of commercial real estate loans for both borrowing needs and investments. We can carefully structure the right financing solution no matter how small or large your transaction requires. Depending on the deal, we can offer recourse and non-recourse commercial real estate financing options. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage

We have the most competitive rates and terms for both of these programs. Rates as low as 4.5% and fixed terms out to 25 years.

We offer conventional loans for stabilized investment and owner occupied real estate from $200,000 to $100,000,000 or more in major markets nationwide. Rates can be as low as 3.75% with LTV’s as high as 75% and terms out to 10 years with 30 year amortizations. Properties considered are multifamily, industrial, office, Hotels, Mobile Home Parks, Self-storage & Retail for acquisitions and refinance.

In today’s commercial real estate market there are a few options to finance properties with one of them being a CMBS loan. CMBS stands for “Commercial Mortgage Backed Securities”. It is a type of mortgage-backed security backed by commercial properties that are “securitized” into a pool, and then transferred to a trust. The trust issues a series of bonds that are sold to investors. These loans are almost always issued by Wall Street investment banks like Goldman Sachs etc. The benefits from a borrowers perspective is a very low interest rate, non-recourse debt, with fixed term up to 10 years with 30 year amortizations with the ability to cash out. There are only a few investment banks offering these since the crash of 2008 and we have long standing relationships with all of them acting as correspondents for them. Properties include Multifamily, Office, Retail, Franchised Hotels, Anchored and Unanchored shopping centers, Credit Single Tenant. Loans amount are $1,000,000 to $50,000,000

We still have the ability to offer construction financing for projects. Often times we can structure construction to permanent financing depending on the project. Loan amounts are generally $10,000,000 to over $100,000,000. Sponsors or principles of the deal have to be experienced with equity in their projects.

Looking to cash out on a deal or restructure the financing of your commercial project? Work with ACS.

SBA LOAN PROGRAM

The Small Business Loan Program at Alternative Capital Solutions is an excellent source of financing for most businesses. Alternative Capital Solutions has been designated as a Preferred Financial services company by Preferred SBA lenders to have loans processed more quickly and efficiently. This designation means that the SBA has delegated the approval process to our lenders, which means fast and efficient processing of your SBA loan.

Purchase – Build – Refinance – Renovate – Owner-occupied

  • Non-conforming properties
  • Single-purpose buildings
  • Gas stations
  • Restaurants
  • Repair Shops
  • Auto Dealerships
  • Hotels and motels
  • Convalescent hospitals
  • Veterinary
  • Your company’s cash flow & management capabilities are our primary indicators
  • Up to $1.25 million a year
  • Up to 15-year term
  • Up to 80% financing
  • Loans fully amortized, no balloons
  • No pre-payment penalty
  • 48 hour pre-qualification
  • Commercial printing and binding
  • Machine tools
  • Manufacturing Equipment
  • Heavy Equipment
  • Trucking
  • Medical Equipment
  • Laundry/dry cleaning
  • Diagnostic Equipment

We specialize in providing long-term permanent financing to small businesses. Our loans, including the 7(a) Loan Program, are made through the Small Business Administration (SBA) guaranteed loan programs.

Eligibility based on SBA size standards. Typically, retail businesses with annual sales of less than $6,000,000, manufacturing business with less than 500 employees, and service businesses with less than 100 employees. Eligible businesses include those in retail, manufacturing, and services industries.

We still have the ability to offer construction financing for projects. Often times we can structure construction to permanent financing depending on the project. Loan amounts are generally $10,000,000 to over $100,000,000. Sponsors or principles of the deal have to be experienced with equity in their projects.

 

We specialize in providing long term permanent financing to small businesses. Our loans, including the 504 Loan Program, are made through the Small Business Administration (SBA) guaranteed loan programs.

Use of Proceeds Real-estate acquisition, construction, or refinance – up to 90% financing available

Equipment Acquisition – up to 80% financing available

Loan Structures Financing available on projects up to $12,000,000.