meet our team

Terry Luker | Senior Partner

Terry Luker is the founder and Senior Partner of Alternative Capital Solutions. Terry is considered by many to be an expert in deal structure and creative financing options that are not obvious to most. His “can do” attitude and persistence is apparent to all with whom he associates.

Ken Collins | Consultant, Senior Partner

With over 40 years of owning, financing, and managing business enterprises, Ken brings a diverse perspective to ACS that gives our company a true advantage with lenders. He has extensive experience in working directly with financial institutions as a credit analyst, problem solver and in new business development.

Jeff Luker | Vice President, Chief Operations Officer

Jeff joined the ACS team in July 2015. Prior to Joining ACS, Jeff spent the previous Seven years in Sales Management Leadership and as the Finance Director of a large automotive group. Jeff is responsible for all Lender relationships for ACS as well as the day to day operations.

Gary Aldridge | Chief Financial Officer

Gary K. Aldridge, MBA, CPA, CVA, and CFE has over 25 years’ experience as a CFO or senior financial executive in privately held businesses including the following industries: Telecommunications, Hospitality, Non-Profit, Manufacturing, Distribution, Solar Energy, Healthcare, and Transportation. Aldridge is licensed as a Certified Public Accountant in Tennessee and Mississippi. He is also a licensed Certified Valuation Analyst through The National Association of Certified Valuators and Analysts (NACVA) and a Certified Fraud Examiner through the Association of Certified Fraud Examiners (ACFE).

Micah Seadorf | Vice President, Senior Credit Officer

Micah comes to ACS with over ten years of banking experience as a Credit Analyst. She has an extensive background in underwriting commercial loans of all types and sizes, ensuring cash flows and debt service requirements are within standard guidelines.

Alyssa Gideon | Credit Analyst

Alyssa joins the ACS team with an extensive knowledge of lending stemming from years of working in local credit unions. She has spent time in the automobile industry working in a neighborhood car dealership before her move to ACS. In addition to being a lending expert, she also served her country for six years in the Tennessee Army National Guard.

Tracy Bailey | Credit Analyst

Tracy comes to ACS with 13 years in the banking Industry. She also has 4 years in the data entry field. She has very strong customer service skills and works to meet and exceed the customer’s needs. Tracy is very focused on the work at hand and what it takes to make the process as smooth as possible.

Tabatha Luker | HR Director

Tabatha joins ACS from the portable buildings industry where she was the director for collections and customer service. Tabatha has over 20 years of banking and finance experience including roles as a Human Resource Director. Her ability to adapt and willingness to help allows her to fill multiple roles within the ACS community.

Julie Luker | Credit Analyst

Julie Luker is the Administrative Director for Alternative Capital Solutions. She coordinates and directs security for all confidential information as well as assisting our team with scheduling and the expedition of all client transactions. She is directly responsible for all client files being properly secured and maintained in the Alternative Capital Solutions system.

David Runge | Lender Relations/Credit Analyst

David joins ACS with a successful finance and sales management background. He started at ACS as a credit analyst and lender relations associate. Due to his can-do spirit, ability to create great relationships, work ethic, and finance background, David should soon work his way into a senior management position within the organization. We are excited to have him on our team.

Robin Patterson | Credit Analyst

Robin comes to ACS with sixteen years of banking experience. She has an extensive background in commercial and consumer loans. Robin is also a Licensed Real Estate Agent and has knowledge of the Real Estate Market. In her free time, Robin enjoys traveling with her husband and young daughter.