a trusted partner

Why choose Alternative Capital Solutions

Reasons why you’ll want to choose ACS as your funding partner.


When your business needs capital, let our experts provide you with the signature service we have come to be known for.

Alternative Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing,  Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Money Loans, SBA Financing, Business Acquisition Financing, Hotel Financing, Portfolio Liquidations and more.

We work with small, medium, and large size businesses and have a broad portfolio of financial products to provide the capital our clients need. Composed of a group of certified, highly experienced financial professionals, Alternative Capital Solutions is at the forefront of the commercial finance industry.

A trusted partner, ACS helps you find the resources you need

Development Financing

for real estate

Get funding for your real estate development project by inquiring with us.

Business Loans

Short & Long Terms

Looking for lending that has adjustable terms? We can help.

Growth Funding

Expansions, Acquisitions, Refinances

Capital financing through Alternative Capital Solutions to expand and or to take advantage of business opportunities

Our Story

ALTERNATIVE CAPITAL SOLUTIONS was founded by TERRY LUKER and KEN COLLINS. Their finance, sales, and operational experience in multiple industries gave them a unique perspective of what is needed for business owners and commercial developers to successfully meet their funding requirements.
After attending a nationally recognized commercial finance school in New York, the partners began their journey to be among the elite financial service providers in the country. Along the way Terry Luker led the effort to establish many relationships with commercial lending companies, venture funds, and community banks. He is now considered one of the most “connected” professionals in the industry and is driven to help others succeed.
Together with VP Jeff Luker (his son), experienced consultants, and a great team of finance analysts, ACS is now recognized as an elite funding provider. When a loan proposal comes from ACS, lenders know the process and the documents are complete, credible, and the deal is structured for success.
Quality Service
We may even use our own money from Commercial Capital BIDCO to fund a deal quickly if required, then work to achieve long term financing with another source. Whatever is needed to help our client, the team at Alternative Capital Solutions is THE best choice for underwriting and funding your objective.

If you have been turned down or told no…

 we need to talk.