Local Kitchen in Tennessee Receives $3MM SBA Loan for Business Expansion
We are proud to have helped a local kitchen in Williamson County, Tennessee see their dreams of expanding their at-home business come to life. Focusing on gourmet homemade meals that families can conveniently purchase and then cook at home became a staple for the community and beyond. The commercial kitchen in their home no longer fit the bill and the client needed to purchase a building in order to expand and keep up with demand. Our team was able to assist the client by helping them secure a $3,022,000 SBA loan. Our expertise was able to guide the client through the expectations and requirements of SBA loan products - allowing them to close as quickly as possible.
Have a small business or would like to explore SBA loan opportunities? Contact us today to get the conversation started: https://alternativecapitalsolutions.com/funding-application/
What Commercial Loan Brokers Need to Know About Upcoming SBA Changes
The Small Business Administration (SBA) recently announced that non-citizen permanent residents (green-card holders) will no longer be eligible to receive SBA-backed loans. This change, effective March 1, 2026, could have significant impacts on small businesses and the broader economy. The CLBA has reviewed the update and provides a concise breakdown of what it means in practice.
The Changes, Simplified
- SBA-backed loans will now only be available to businesses fully owned by U.S. citizens or nationals.
- Legal permanent residents can no longer hold any ownership stake in an SBA borrower.
- Non-citizens can still operate businesses and access conventional loans, but SBA-guaranteed financing is no longer an option.
- Applications that receive an SBA loan number before March 1, 2026 may proceed under prior eligibility rules.
Read more here on our affiliate's news page: Commercial Loan Broker Association Website
ACS Secures SBA Loan for Long-Time Client in Birmingham, Alabama
What started as a bridge loan funded by our affiliate company, Commercial Capital BIDCO, in November of 2023 has recently transitioned into a permanent SBA Loan. The owners of a quirky diner in Birmingham, Alabama was able to acquire the real estate in 2023 as well as remodel the facility and finish the buildout of their kitchen space using the $650,000 in bridge loan funds through the initial lending process with CCB. This eatery is now a favorite for locals and visitors alike within the fast-growing area and is now able to enjoy permanent financing via a SBA Loan for $980,000. These funds are being used for working capital, inventory, and continued strategic growth opportunities.
“It’s been so great working with you. You’ve always been so helpful, patient, and considerate. I put a lot of value in service like that. It’s not often you get the chance to work with people like that these days. CCB has been our lifeline through all of this, and you and Jeff have gone above and beyond.” - Co-Owner, J.S.
Thank you to this longtime client for being a part of what we enjoy doing day in and day out - finding ways to make your business decisions and dreams flourish!
Are you looking for permanent financing on your commercial property, but running into walls with your local lenders? Let us take on the loan and you keep the depository relationship with your current bank! Allow us to take the loan out of market for you and go to work on your investment journey.
Reach out to us today at alternativecapitalsolutions.com.
Top 5 U.S. Cities for First-Time Commercial Real Estate Investors
Investing in commercial real estate can be a lucrative venture, offering opportunities for significant returns and portfolio diversification. For first-time investors entering this market, selecting the right location is crucial for success. Some key factors to think about when choosing which market to enter into are population growth, job growth, and high rental demand. Here are the top five U.S. cities that offer promising prospects for first-time commercial real estate investors:
1.) Nashville, Tennessee
Commonly known as, “Music City”, Nashville has emerged as a hotspot for commercial real estate. The city’s strong job market is fueled by tourism, finance, and healthcare, and has forced the need for more office space as well as retail space. Nashville’s business-friendly environment yields a promising opportunity for first-time commercial real estate investors. This is a prime area for not only alternative lending opportunities, but SBA products geared towards those small and/or new businesses could be an excellent route as well.
2.) Atlanta, Georgia
Known as the economic hub of the Southeast, Atlanta boasts a thriving business environment and a rapidly growing population. The city's diverse economy, which includes sectors like technology, finance, and logistics, provides ample opportunities for commercial real estate investments. Additionally, Atlanta's favorable tax environment and relatively low cost of living make it an attractive destination for businesses, driving demand for commercial properties.
3.) Austin, Texas
In recent years Austin has experienced rapid population growth, and is home to a burgeoning tech scene and a dynamic entrepreneurial culture. The city's strong job market, fueled by companies like Dell, IBM, and numerous startups, has led to increased demand for office, retail, and mixed-use developments. With a vibrant arts and entertainment scene and a high quality of life, Austin offers attractive investment opportunities for first-time commercial real estate investors. From large commercial loan opportunities to small-business ventures, the commercial lending space here is especially unique.
4.) Denver, Colorado
Situated at the foothills of the Rocky Mountains, Denver combines natural beauty with a booming economy, making it an appealing destination for commercial real estate investment. Its strategic location as a transportation and logistics hub, coupled with a diverse economy spanning industries such as aerospace, healthcare, renewable energy, and cannabis, contributes to its allure. Denver's young and educated population, alongside a burgeoning tech sector, further augur well for the future growth of the commercial real estate market. Notably, Denver's cannabis industry stands as a trailblazer in the landscape of legalized marijuana since the state's landmark legalization of recreational cannabis in 2012. Emerging as a leading destination for cannabis enthusiasts and entrepreneurs, the industry continues to thrive, significantly contributing to the city’s economy.
**It is important remember that the cannabis laws vary by state
5.) Seattle, Washington
Home to tech giants like Amazon and Microsoft, Seattle has become synonymous with innovation and economic growth. The city's thriving technology sector, combined with a highly skilled workforce and a culture of entrepreneurship, has led to sustained demand for commercial real estate properties. From office buildings in the bustling downtown area to mixed-use developments in vibrant neighborhoods, Seattle offers diverse investment options for first-time commercial real estate investors seeking exposure to a dynamic and rapidly evolving market.
These five U.S. cities present attractive opportunities for first-time commercial real estate investors looking to enter the market. From Atlanta's diverse economy to Seattle's tech-driven growth, each city offers its own unique advantages and potential for success. However, as with any investment, thorough research and due diligence are essential to making informed decisions and maximizing returns in the competitive commercial real estate landscape.